What's actually covered.

If it runs your home, it's probably covered.

Not just the appliances you'd expect. HVAC, electrical, plumbing, and the systems working quietly behind your walls — here's exactly what's included, before you request a quote.

Check coverage in my area

2-minute quote. No inspection required.

License & vetter pro network

24/7 claims support

Coverage in all 50 states

30-day workmanship guarantee

Covered systems and appliances

If it runs on your property and it can be repaired, there's likely a plan for it.

Coverage extends past the obvious appliances to the systems working quietly behind your walls, and the parts that keep them going.

HVAC

Heating, cooling and ventilation, from the compressor to the thermostat, including ductwork components.

Electrical

Wiring, panels and fixtures — the parts of your house most homeowners never inspect.

Water systems

Water heaters, softeners and the plumbing lines that connect every fixture in your home.

Laundry machines

Washers and dryers, covered whether you have one set or several.

Roofing

The structure that takes the brunt of every season, year after year.

Seasonal maintenance

The tune-ups that catch small issues before they become expensive ones.

Cooking appliances

Ranges, ovens and cooktops, gas or electric.

Pools & spas

Pumps, filtration and heating equipment for pools and spas.

Two kinds of coverage

Insure the obvious. Insure the obscure.

Some repairs you see coming — a washer, a fridge. Others catch homeowners off guard: wiring, water lines, and the seasonal maintenance nobody schedules until something fails.

The obvious

Appliances you use every day

Coverage extends past the obvious appliances to the systems working quietly behind your walls, and the parts that keep them going.

Get a Free Appliance Quote

The obscure

Systems you rarely think about

Electrical panels, water heaters, HVAC components, and the wiring and plumbing behind your walls — covered even though you don't normally consider them at risk.

Get a Free Maintenance Quote

How coverage starts

Three steps between you and one less thing to worry about.

Share your address

Tell us where your home is so we can confirm coverage and pricing for your area.

Get matched to a plan

A Warranty Pro Agent reviews your systems and appliances, then finds the right fit.

File a claim anytime

Something breaks, you call it in, a licensed pro shows up. That's the whole process.

Peace of mind, itemized

The coverage details that matter more than the marketing.

Electrical and plumbing appliances both covered under one plan

Repairs made only by licensed, background-checked professionals

Bad or faulty original installation can be covered, not just everyday wear

Poor prior maintenance doesn't automatically rule out a claim

Older, "grandfathered" appliances and pre-existing issues can qualify

Unknown issues discovered after you enroll can still be covered

No maintenance records required to open a claim

No home inspection required to enroll

Multiples of the same appliance covered at no extra cost

30-day workmanship guarantee

If anything feels off about a completed repair within 30 days, we send a professional back at no charge.

Every repair and installation made through the Prospect Home Warranty network carries this guarantee, regardless of which provider you're matched with.

The cost of going uncovered

Homeownership doesn't warn you before something breaks.

Without a plan in place, these are the bills homeowners are quoted for a single repair or replacement — before labor availability, emergency rates, or a second opinion.